VA Approved Lender USAVA | NMLS ID 966439 | MB 0921703
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NO DOWN PAYMENT

LOW RATES

ZERO MORTGAGE INSURANCE

Talk to one of our VA Loan experts today to learn about these exclusive programs!

Get Qualified Today

VA Loans

USAVA Lending is proud to offer competitive financing, with an outstanding 5 star customer service rating with Business Consumer Alliance, to all of the men and women who are dedicated to serving our great Country. As part of our mission to serve you, we will provide all the necessary tools required to make an informed decision when shopping for a VA loan. These programs are only available to veterans and active duty military. The benefits of VA Loans include features such as low interest rates with zero money down option on a purchase.

Our VA Loan Hub is where you can research your options and learn more about how we can help you get into the home of your dreams while taking advantage of these powerful lending tools.

Please contact us for additional information or to be pre-qualified today.

Veterans and active duty military homebuyers have access to one of the most powerful loan programs available today. You can view the section below to see the huge differences between a VA Loan and traditional mortgage options.

VA Loans Versus Traditional Loans

Traditional Mortgage

VA Loan

Up to 20% Down

Conventional loans generally require down payments that can reach up to 20% to secure a home loan, pushing them out of reach for many homebuyers.

0% Down

VA Loans are among the last 0% down home loans available on the market today.

PMI Required

Private Mortgage Insurance is a requirement for borrowers who finance more than 80% of their home’s value, tacking on additional monthly expenses.

No PMI Required

Since VA Loans are government backed, banks do not require you to buy Private Mortgage Insurance.

Higher Interest Rates

Without government backing, banks are taking on more risk which, in turn, can result in a less-competitive interest rate on your home loan.

Better Interest Rates

The VA guaranty gives lenders a greater degree of safety and flexibility, which typically means a more competitive rate than non-VA loans.

Higher Interest Rates

Conventional options hold stricter qualification procedures that can put homeownership out of reach for some homebuyers.

Easier to Qualify

Because the loan is backed by the government, banks assume less risk and have less stringent qualification standards for VA Loans, making them easier to obtain.

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