VA Approved Lender USAVA | NMLS ID 966439 | MB 0921703
Call Today 1-888-842-0490

VA Loan Programs for Our Heroes

Learn how you can use your VA Benefits exclusive to Veterans
and Active Duty to qualify for a loan with $0 DOWN today!

Or find out how you can refinance and reduce your payment!




Get Started Now!

5 Star Rating
Tucson VA Home Loans

VA Loan Advantages

Welcome to USAVA Lending. We're a local Tucson based active military and veteran VA Loan provider. We provide the highest quality home loans with the best local service. Our local team of loan specialists can help assess your specific needs and work with you to take full advantage of the fantatic benefits that are available exclusively to active duty and veterans of the US Military.

Whether you want to buy a new home or refinance an existing home with the VA Loan program, we're here to help you get an unbeatible VA Loan with our caring and informative service team. We've got an excellent rating with the BBB and the Business Consumer Alliance as a testimony to our committment to providing best-in-class service. Give us a call today - our specialists are waiting to help you take advantage of your benefits right now!

Lower Payments

VA Loans can provide extremely competitive interest rates with NO Private Mortgage Insurance for lower monthly payments.

Easy to Qualify

The VA Loan Program can offer special financing opportunities to buyers that may not ordinarily qualify with standard options.

No Down Payment!

These programs are some of the very vew lending options that require no down payment at all.

This is especially ideal for first time buyers that receive relaxed credit standards!

VA Loan Eligibility

USAVA is a locally owned and operated lender that focuses on VA Home Loans as our primary lending type. If you would like to find out if you are eligible for a VA Loan, you can see the checklist to determine the basic qualifications, and then we encourage you to call us so that we can walk you through the process. Our professionals are here to help you make an informed decision and we can help answer any questions you might have about your eligibility.

Our “A” rating from the Better Business Bureau means you can trust in our our quality products and our commitment to providing unbeatable customer service. You can be confident that our dedicated loan specialists will be with you every step of the way. Our team is committed to helping you get the best rate possible with a smooth and low stress transaction process. Whether you are refinancing or buying a new home, SAVA is the best choice for all of your lending needs.

VA Home Loan Eligiblity includes ONE of the following:

  • You have served 90 consecutive days of active service during wartime
  • You have served 181 days of active service during peacetime
  • You have more than 6 years of service in the National Guard or Reserves
  • You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.

Refinancing Options

The VA Interest Rate Reduction Refinance Loan (IRRL) is one of the few remaining mortgage options available to borrowers that does not require a down payment, and is typically much easier to qualify for than traditional mortgage options. This program, exclusive to veterans and active duty military, can dramatically lower your monthly payments or high interest rate if you already have an existing VA home loan.

The professionals at USAVA will work with you closely and assess your individual situation. If you qualify, we can walk you through the process to ensure it is the right option for you. Our experience team is trained never to offer a loan that isn't a good choice for the borrower and we stand behind our reputation.

USAVA Lending is an Equal Housing Lender and a member of the Better Business Bureau with a solid reputation of excellence. Call us today or email us to get started!


  • No appraisal is necessary and No income or assets are required when qualifying for a VA Refinance
  • No credit score required
  • Skip up to 2 mortgage payments
  • Convert an Adjustmetable VA Rate Mortgage to a VA Fixed Mortgage while rates remain low
  • We welcome you to compare us to other lenders - we're that confident in our office of the best rates and terms in the industry!
  • You may receive up to $500.00 cash out at closing from the loan proceeds

Attention Davis-Monthan Air Force Base

If you would like to explore a means of moving into your dream home off base, or would like to refinance your existing loan into a VA Refinance Loan, then we invite you to give us a call today to explore your options.  You can also start the process by filling in your information on the form to the right and we’ll get started right away.

As an active duty service member or Veteran of Davis-Monthan Air Force Base, you have the unique opportunity to take advantage of truly  exceptional lending options.  We will help you understand your options and address any questions you might have from the beginning to the end of the loan  process.

What Makes Us Different

As a military focusd lender, our focus is to specifically provide solutions to our veterans and active duty military to help take advantage of their benefits. Don't forget: you have the right to use any lender you want to secure financing. Tell your agent you want to use USAVA!

Talk to one of our VA Loan Professionals Today!


No Down Payment | No Mortgage Insurance | Low Rates

USAVA is an approved lender. Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.